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FDIC Insurance

The FDIC Standard Maximum Deposit Insurance Amount (SMDIA) for deposits has been permanently increased to $250,000 per depositor, per insured financial institution.

  • The Claxton Bank is a member of the Federal Deposit Insurance Corporation (FDIC).
  • Your deposit accounts, savings, checking, money market and CDs, are insured up to $250,000 per depositor.
  • Depending on how your accounts are titled, you can receive more than $250,000 as a household.

Talk to a Claxton Bank representative for details. And to learn more about the FDIC and how it makes your bank deposits secure, go to